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I'd say lots of it is actually currently being sincere While using the routine upfront, that if we will be honest with underwriters that it is a six or 7 12 months challenge, it enables them to protected the suitable reinsurance if they will or at least manage their very own anticipations that this is not A 3 yr undertaking. So, I feel a great deal of the answer is becoming honest about the timetable when we're placing the plan.
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